Financial Planning Service Pricing
Heritage Road Advisors prepares a personalized quote for each financial planning engagement. While every situation is unique, the chart below provides an estimate by tier for the cost of a plan. Note that these tiers are examples. We craft the plan to meet your needs and quote on the number of hours required. Schedule a call with us and we’ll work with you to determine the scope of your project. Additional hourly engagements are available for planning clients within 12 months of their final plan delivery.
Tier One
8-10 hours
- Typically, early-career
- Basic retirement modeling
- Cash flow review
- Net worth review
- P&C insurance review
- Company benefits review
- Basic investment advice
- Life insurance needs analysis
Tier Two
15-20 hours
- Typically, mid-career through retirement
- Detailed retirement modeling
- Company stock compensation planning
- Detailed investment advice
- Account consolidation
- Insurance needs analysis
- Benefits optimization
- Social security strategies
- Basic estate planning analysis
Tier Three
25-30+ Hours
- Typically, later-career through retirement
- Multiple detailed models
- Complex tax strategies
- Complex trust and estate planning analysis
- Complex investment advice
- Business exit strategies
- Multiple property cash flows
